1.What's the best way for me to pay my hospital bills ?
 2.What is a deductible ? A co-payment ?
 3.Who is responsible for paying my bill ?
 4.What other bills will I receive ?
 5.Did you bill my correct insurance ?
 6.What is pending with my insurance?
 7.What do I owe ?
 8.Did you receive my payment ?
 9.Why didn't my insurance pay ?
 

 1.What's the best way for me to pay my hospital bills?

When making medical payment decisions, make sure you know:

  • the total costs,
  • what your insurance will cover,
  • what you will have to payout-of-pocket,
  • what method of payment the hospital accepts, and
  • if you or your hospital physician's office staffwill be completing insurance forms.


 2.What is a deductible? A-co-payment

  • A deductible is the initial amount of"covered" health costs that you pay beforeyour insurance plan begins reimbursement. Adeductible is usually a set dollar amount such as$250 or $500.
  • A co-payment is the portion of your health careexpenses not covered by insurance. A co-payment isusually a percentage figure, like10% or 20%.

    For example, on a $500 bill, your deductible mightbe $150, so you would have to pay the first $150.This leaves a balance of $350. Of that $350, yourco-payment might be 20%, meaning that you will haveto pay an additional $70. Your insurance companywill pay the remaining $280.
    Once you have this information, there is a number ofways for paying your bill:
  • If yourinsurance pays all but a deductible or co-payment,you will be required to pay an estimate of yourportion of the bill at the time of service.
  • The hospital will file the claim for you. Afterinsurance has made payment, you will receive a billasking for payment on the balance using cash, check,or credit card.
  • In certain circumstances, you will be able to makemonthlypayments to the hospital until your bill is paid infull. You should discuss this with our PatientAccounting Department at 610-402-3025 or 1-800-608-6800.




 3.Who is responsible for paying my bill?

The hospital will bill your insurance company directly (unless you specify otherwise), you are ultimately responsiblefor making certain that your bill is paid.

If a balance remains after your insurance has issued apayment or a denial, payment is dueimmediately upon receipt of your statement.



 4.What other bill will I receive?

In addition to your bill from the hospital, you may receivebills from other physicianswho may have provided services to you. For instance, you mayreceive bills from consulting physicians, radiologists, orother specialists. Please contact their office directly ifyou have questions concerning their bills.



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To find the answer to this question, you need to checkyour account details?

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 9.Why didn't my insurance pay?

Please contact your insurance directly for this information.